Your money.
Your next move.
Your Fredd.

Your goals, financial circumstances, time horizon, and risk tolerance help determine your portfolio. Keep that information current as your circumstances change.

As markets move, the proportions of your investments can drift. Rebalancing adjusts them toward the portfolio’s target mix. It can create trading costs or taxes and does not prevent losses.

FREDD’S SMALL-START LAB

See your habit add up.

Move the sliders to see what you’d contribute and what membership would cost.

Use the arrow keys to adjust a selected slider, or Home and End for its minimum and maximum. Review the assumptions and disclosure below the controls.

Monthly contribution

$25

$25$1,000

Keep the habit for

5 years

1 year20 years

Starts from $0. Each month, your contribution is added and the membership fee is deducted from the account. Each month’s fee depends on the balance at the end of the prior month: $1 when that balance is under $5,000, and $5 when it is $5,000 or more. This counts only your contributions, with no investment gains or losses, so in a real account the $5 fee could start sooner or later. Fees are not billed separately to a card. ETF expenses are not included.

Total contributed$1,500

Months at the $5 fee0

Total membership fees$60

$25 per month · 5 years

Illustration of membership fees only. It assumes every monthly contribution is made and counts no investment gains or losses, so it does not show what an account would be worth. Ask Fredd’s monthly membership fee is $1 a month while the account is under $5,000, and $5 a month when it is $5,000 or more, using the timing assumption above. ETF expenses, taxes and trading costs are not included. Investing involves risk, and you can lose money, including the amounts you contribute.

Both programs include the trading toolkit. Coach adds actionable recommendations on your existing positions, including practice positions. Direct does not evaluate your positions for investment recommendations.

Bring your holdings, transaction history, and realized gains and losses into one view. Use the trade desk and Orders alongside research and position-sizing tools; you decide which orders to place.

Practice with simulated money, record trades and notes, and review positions, lots, and realized gains and losses. It supports multi-leg options tickets and lets you send trades from the trading tools into your practice account.

Paper Trader uses quotes delayed 15 minutes. Simulated fills and results can differ from actual trading. Direct does not include recommendations on practice positions.

Opening Positions starts an evaluation if your holdings have changed or the previous evaluation is more than 15 minutes old. Otherwise, your saved review is shown. Evaluations are not scheduled to run while the app is closed. Newly imported positions are subject to an initial validation period.

Coach provides recommendations; you decide whether to act, enter each order, and remain responsible for your trades. The recommendations follow software rules. They can contain errors and do not guarantee an outcome.

Illustrations of possible recommendations, not advice to place a trade. What you see depends on your positions, account information, and the applicable rules.

Your income workspacePREVIEW

LET’S FIND YOUR NEXT MOVE

Your plan comes first.

Your focusOptions income

Your approachRisk-aware

01 Find02 Size03 Manage

⌕

Find your fit.

A focused scan. Your account’s criteria.

Account sizeBuying power considered

Risk preferenceYour limits applied

StrategyIncome-focused options

Fredd’s take

“Start with what fits your account—not what’s trending.”

▣ Designed around you. Connected to IBKR.

Illustrative toolkit preview. No account connected, no live advice, and no trades placed.

You authorize Ask Fredd to make investment decisions and place trades within your agreement, without asking you to approve each order. Your investment profile and any agreed restrictions guide that authority.

The program is planned to sell cash-secured puts and covered calls within the account’s assigned risk level and restrictions. Selling options creates obligations, including possible assignment, and does not guarantee income or prevent losses.

You will review the program’s fees and agreement, provide your investment information, complete account enrollment, and authorize the mandate. Final terms and eligibility will be provided before enrollment. We will contact waitlist subscribers as availability is announced.